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Every attempt has been made to provide current, accurate, and consistent data in this database. There may be some differences due to sources, methodologies, or timing of data-assembly.
Texas Housing Affordability Index

MLS Area
2005
2004
2003
2002
2001
2000
Abilene
2.32
2.71
2.83
2.40
2.29
2.37
Amarillo
2.01
2.21
2.25
2.00
1.97
1.97
Arlington
2.13
2.27
2.23
2.16
2.16
2.13
Austin
1.80
1.90
1.89
1.87
1.71
1.53
Baytown
1.90
2.01
1.95
1.82
1.94
1.83
Beaumont
2.03
2.10
2.16
2.11
2.09
1.93
Brazoria County
*
2.79
*
2.49
2.68
2.54
Brownsville
1.30
1.50
1.54
1.23
1.54
1.47
Bryan-College Station
1.80
1.90
1.88
1.62
1.48
1.62
Collin County
2.36
2.44
2.53
2.05
1.99
1.87
Corpus Christi
1.62
1.80
2.00
1.85
1.92
*
Dallas
1.83
1.89
1.94
1.87
1.82
1.74
Denton
2.05
2.08
2.17
1.96
1.87
1.75
El Paso
1.50
1.74
1.78
1.67
1.69
1.58
Fort Bend
2.14
2.27
2.27
1.95
2.01
1.95
Fort Worth
2.43
2.69
2.72
2.62
2.75
2.64
Galveston
1.60
1.91
2.04
*
1.61
1.86
Garland
2.55
2.57
2.61
2.48
2.54
2.46
Harlingen
*
1.61
*
*
1.47
1.19
Houston
1.87
1.99
1.95
1.87
1.97
1.85
Irving
2.33
2.38
2.44
2.42
2.27
2.30
Killeen-Fort Hood
2.03
2.20
2.33
1.97
2.05
2.07
Longview-Marshall
2.05
2.21
2.28
*
1.98
1.81
Lubbock
2.06
*
2.19
2.10
2.15
1.87
Lufkin
2.09
2.17
2.96
2.07
1.86
1.91
McAllen
1.27
1.33
*
*
1.34
1.37
Montgomery County
1.89
2.10
2.10
1.80
1.84
1.64
Nacogdoches
2.66
1.73
2.09
*
*
*
Northeast Tarrant County
1.72
1.80
1.81
1.69
1.68
1.56
Odessa-Midland
2.36
2.64
2.58
2.44
2.57
2.25
Palestine
*
*
*
*
*
2.10
Paris
*
2.66
2.35
2.27
2.35
1.99
Port Arthur
2.73
2.67
2.78
2.78
*
2.39
San Angelo
2.18
2.23
2.30
2.31
2.24
2.08
San Antonio
1.63
1.87
1.92
1.77
1.87
1.74
San Marcos
*
*
*
*
1.89
1.77
Sherman-Denison
2.37
*
2.58
2.10
2.21
2.17
Temple-Belton
2.66
2.08
2.11
*
*
*
Texarkana
2.08
2.20
2.38
*
*
*
Tyler
1.77
1.83
1.93
1.88
1.93
1.83
Victoria
2.25
2.34
2.39
2.18
2.26
1.91
Waco
1.89
2.10
2.02
*
*
*
Wichita Falls
2.17
2.46
3.59
2.15
2.21
2.22
Texas
1.68
1.77
1.81
1.68
1.69
1.58
USA Total
1.23
1.34
1.61
1.43
1.45
1.38


Note: "*" represents unreported data or nonparticipation in the survey.
Source: Real Estate Center at Texas A&M University

The Housing Affordability Index is the ratio of median family income to the income required to qualify for an 80 percent, fixed-rate mortgage to purchase the median-priced home. The MLS represents the local reporting Realtors® association’s geographical coverage area.