hide

COASTAL BEND BUSINESS RESOURCES: Corona Virus (COVID 19)

The CCREDC is committed to educate and inform local businesses on resources to help respond to current status of  COVID – 19. 

Initial Analysis March 26, 2020: Coronavirus Economic Aid, Relief and Security Act 

Small Business Adminmistration (SBA) Loan Programs

 

CCREDC and our community partners will continue to survey local businesses to help us track the impact of oil market disruption and Coronavirus. Coastal Bend business of all sizes and in all sectors are encouraged to participate.  We are tabulating the results from this week's survey and will send out a new one soon. 

 

 

The City of Corpus Christi has established a comprehensive webpage and hotline with information, updates, status and resources:   http://www.cctexas.com/coronavirus

Coronavirus Hotline: 361-826-7200

 

Port Corpus Christi  Operations Updates 
Port of Corpus Christi To Remain Open

Report to Port of Corpus Christi Customers and Stakeholders 

 

RESOURCES FOR BUSINESSES

The Del Mar Center for Economic Development is a great place to start to work with a professional on available local resources.

To schedule an appointment: https://www.delmar.edu/sbdc/contacts.html 

Workforce Solutions of the Coastal Bend Coronavirus Information & Resources For Texas Employers Office of the Commissioner Representing  Employers FAQ: Coronavirus Information and Resources

Looking for a job? jobsincorpuschristi.com

Congress is currently working on a bill for expanded FMLA and sick leave. Details: Expanded FMLA and Paid Sick Leave Provisions

To apply for unemployment, go directly to the Texas Workforce Commissionhttps://twc.texas.gov or 1-800-939-6631

Employers wishing to streamline the unemployment claims for employeeshttps://twc.texas.gov/businesses/mass-claims-unemployment-benefits

Texas Workforce Commission Shared Work Program provides Texas employers with an alternative to layoffs. TWC developed this voluntary program to help Texas employers and employees withstand a slowdown in business.

Shared Work allows employers to:

  • Supplement their employees’ wages lost because of reduced work hours with partial unemployment benefits.
  • Reduce normal weekly work hours for employees in an affected unit by at least 10 percent but not more than 40 percent; the reduction must affect at least 10 percent of the employees in that unit.  

More information here: https://www.twc.texas.gov/businesses/shared-work

 

 

CARES ACT FAQ from Senator John Cornyn

How the CARES Act helps Texans:

  • Aids the health care industry responding to the pandemic:
    • Provides an additional $100 billion for hospitals
    • Provides $11 billion for vaccines, therapeutics, diagnostics, and other medical needs
    • Provides $1.5 billion in support for local, state, and federal public health agencies
    • Opens up telehealth access for home-based services, community health centers, and rural health centers and provides an additional $1.3 billion for community health centers to treat COVID-19 patients
  • Provides direct and immediate financial relief to Texans:
    • Allots $1,200 checks to each Texan making less than $75,000 annually ($2,400 for a couple making less than $150,000 annually), plus $500 per child
    • Allows Texans to access their retirement plans for coronavirus-related expenses without an early withdrawal penalty
    • Allows Texans to defer student loan payments for 6 months with no penalty or interest
    • Incentivizes charitable giving by temporarily increasing the amount Texans can deduct from their taxes for charitable contributions, and allows
  • Expands unemployment insurance (UI) for Texas workers:
    • Provides an extra $600 weekly federal UI benefit on top of the state maximum temporarily
    • Funds an additional 13 weeks of federally-funded unemployment eligibility for individuals after they’ve exhausted state UI benefits through the end of the year
    • Temporarily expands UI eligibility to include the self-employed, independent contractors, those with limited work history, railroad workers, and those who worked at non-profit entities
  • Injects targeted funding to state and local entities:
    • $150 billion for state and local governments, allotted based on population (any city or county with more than 500,000 residents can petition the U.S. treasury directly for funding)
    • $272 billion in targeted funding for state and local assistance, including:
      • State, local, and tribal governments
      • Hospitals and health care workers
      • Law enforcement and first responders
      • Scientists researching treatments and vaccines
      • Small businesses struggling to pay their employees
      • Local schools and universities
      • Affordable housing and homelessness assistance programs
      • The purchase of personal protective equipment (PPE) and medical equipment
    • Offers relief for Texas businesses:
      • Provides $500 billion in secured loans to affected businesses and establishes an Inspector General and Oversight Board to provide accountability for the loan program
      • Provides $350 billion for SBA interruption loans
      • Provides bankruptcy relief for Texas small businesses by raising the maximum debt threshold for eligibility, so that more small- and medium-sized businesses can get through bankruptcy faster and more easily
      • Delays the employer payroll tax
      • Increases the amount of deductible business interest allowed
      • Offers a Temporary Employer Retention Credit for certain businesses
      • Temporarily freezes the Employer Student Loan Repayment
      • Allows SBA loan forgiveness for mortgage payments, payroll, and utility payments
      • Suspends aviation excise taxes through 2020; provides $32 billion in payroll assistance grants for airlines like those based in Texas and supporting industries

 

 

SBA LOANS FAQ

SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance for a small business. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.  Comprehensive guidance available here:   https://www.sba.gov/page/guidance-businesses-employers-plan-respond-coronavirus-disease-2019-covid-19

Process for Accessing SBA’s Coronavirus (COVID-19) Disaster Relief Lending

Apply here: 

https://disasterloan.sba.gov/ela/Information/EIDLLoans

https://disasterloan.sba.gov/ela/Account/Register1

If you currently have a SBA loan, you may be able to defer payments.  Talk to your lender for more details.

  • These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses without credit available elsewhere; businesses with credit available elsewhere are not eligible. The interest rate for non-profits is 2.75%.
  • SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay.
  • SBA’s Economic Injury Disaster Loans are just one piece of the expanded focus of the federal government’s coordinated response, and the SBA is strongly committed to providing the most effective and customer-focused response possible.

For additional information, please contact the SBA disaster assistance customer service center. Call 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail disastercustomerservice@sba.gov or visit www.sba.gov.

 

Shelter in Place- Who is Critical?

Critical Infrastructure

The Cybersecurity and Infrastructure Security Agency (CISA) issued a memorandum for guidance on the identification of critical infrastructure. The announcement highlights the following guidelines to help clarify the scope of critical infrastructure and identify key personnel. https://www.cisa.gov/publication/guidance-essential-critical-infrastructure-workforce

    • Critical infrastructure sectors and its essential workers are needed to maintain the service and functions Americans depend on daily and need to operate resiliency during the COVID-19 response.
    • Critical infrastructure sectors and employees are promoted to continue working during periods of community restrictions, access management, social distancing, or closure orders and directives.
    • CISA guidelines highlight for businesses, the focus during this response is maintaining the business and services that enable continued economic and social vitality – not maintaining business as usual or trying to sustain the operating capacity of non-critical industries
    • Presidential Policy Directive 21 (PPD-21) identifies 16 critical infrastructure sectors, including the following:
      • The Energy sector – Specifically, the petroleum, natural, and propane gas industry. This includes emergency response, operations, and maintenance personnel as well as employees needed for end-use fuels, electricity or feedstocks for chemical manufacturing (Employees involved in drilling, extraction, processing, refining, transporting).
      • The Chemical sector – This includes workers who support the chemical and industrial gas supply chains. Workers who transport basic raw chemical materials as well as their support workers (tank cleaning and packaging). Workers supporting both the production and transportation of chlorine and alkali manufacturing, single-use plastics, and packaging that prevents the contamination or supports the continued manufacture of food, water, medicine, and other essential products, including glass container manufacturing.

 

AT&T Offers Added Relief for Customers

 

AT&T is proud to support customers by pledging that, for the next 60 days:  

  • Not terminate the service of any wireless, home phone or broadband residential or small business customer because of their inability to pay their bill due to disruptions caused by the coronavirus pandemic.
  • Waive any late payment fees that any wireless, home phone or broadband residential or small business customer may incur because of economic hardship related to the coronavirus pandemic.
  • Keep public Wi-Fi hotspots open for any American who needs them.

The coronavirus pandemic is causing many hardships. If you find yourself in financial trouble and unable to pay your bill,  call 800-288-2020, visit https://www.att.com/  AT&T broadband, residential wireless or small business services and 611 from your AT&T device for wireless.

 

 

To provide further relief and support, AT&T announced:

  • Unlimited AT&T Home Internet– All AT&T consumer home internet wireline customers, as well as Fixed Wireless Internet, can use unlimited internet data.  Additionally, we’ll continue to offer internet access for qualifying limited income households at $10 a month through our Access from AT&T program.
  • AT&T World Connect Advantage– Business customers currently on or who purchase an AT&T World Connect Advantage package receive 50% off the current rate in a monthly bill credit (max $7.50/mo.).*
  • Helping You Work and Learn Remotely– Businesses, universities and schools can keep their teams and classrooms connected through conference calls and video conferencing with Cisco Webex Meetings with AT&T for 90-days, and seamlessly forward calls to both mobile and landline phones with AT&T IP Flexible Reach.
  • Distance Learning– AT&T is underwriting expenses for a “one-stop” resource center to support eLearning Days from the State Educational Technology Directors Association (SETDA) available to all educators in schools to help them handle school closures and the increase in virtual learning due to COVID-19.

At this time, our stores are open for business unless there are unique local circumstances. AT&T customers can also access our online store and additional resources at att.com.

 

https://about.att. com/pages/COVID-19.html

 

TXU Energy Energy Assistance

TXU Energy is assisting customers that may incur economic hardship related to the coronavirus by:

  • Waiving late fees
  • Extending payment due dates with no down payment required
  • Reducing down payments and deferring balances over five equal installments

If a customer is unable to pay their bill,  TXU Energy customers should call 1-800-242-9113.

 

Enterprise Rent-A-Car

**University Student Assistance** With colleges and universities all over the United States announcing campus closures in response to coronavirus (COVID-19) concerns, many students may need last-minute transportation. Enterprise Rent-A-Car has reduced the age minimum and waived the young renter fee, which gives more students access to rental cars during this unprecedented event.

Assistance to students for Enterprise Rent-A-Car reservations and questions are available by visiting enterprise.com/studenttravelassistance or by calling (1-844-624-4412). 

Sprint

Sprint has signed the Keep Americans Connected Pledge which enables ongoing connectivity for our customers as the country experiences serious disruptions caused by the COVID-19 outbreak. We are going beyond the pledge by taking these additional steps for the next 60 days during this unprecedented event:
An additional 20GB of mobile hotspot data per month
Waiving all activation and upgrades fee on sprint.com
Free next day shipping on sprint.com
Waiving per-minute calling rates from the U.S. to countries defined by the CDC as Level 3

 

Decided to Move Your Workers to Remote Work? 

>> 5 Tips for staying productive while working from home

>> 20 Tips for working at home

>> Work from Home 101

Accounting

QuickBooks Online – $12-75

Services Provided: Information Storage/Sharing | Project Management | Security/Encryption

Gusto – $6-12/per user

Services Provided: Information Storage/Sharing | Project Management | Security/Encryption

All-Inclusive

Google Suite/Hangouts – $6-25/per user*

Services Provided: Video Conferencing | Audio/Phone | Instant Messaging | Information Storage/Sharing | Project Management | Security/Encryption
*In response to COVID-19 through July 1:  free access to our advanced Hangouts Meet video-conferencing capabilities to all G Suite and G Suite for Education customers globally including larger meetings, for up to 250 participants per call, live streaming for up to 100,000 viewers within a domain, and the ability to record meetings and save them to Google Drive

Office 365/Teams – $0-12.50/per user*

Services Provided: Video Conferencing | Instant Messaging | Information Storage/Sharing | Project Management | Security/Encryption
*In response to COVID-19: Beginning March 10, Microsoft is rolling out updates to the free version of Teams that will lift restrictions on user limits.

Communication

Zoom – $0-19.99*

Services Provided: Video Conferencing | Web Conferencing/Webinar | Security/Encryption
In response to COVID-19: free for educators to move toward virtual learning

Zoom Phone – $14.99

Services Provided: Audio/Phone | Security/Encryption

Slack – $0-12.50

Services Provided: Video Conferencing | Instant Messaging | Information Storage/Sharing | Security/Encryption

Loom – $0-5/per user*

Services Provided: Video Conferencing | Web Conferencing/Webinar |Instant Messaging
*In response to COVID-19 through July 1: free for educators, recording limit removed on the free plan, free trial extended to 30 days, Loom Pro price adjusted to $5/month

Ring Central – $24.99-49.99 per user*

Services Provided: Video Conferencing | Web Conferencing/Webinar | Audio/Phone | Instant Messaging
*In response to COVID-19: Three months free RingCentral Office for K12 educators, health providers and non-profits

GoToMeeting – $12-16/per user*

Services Provided: Video Conferencing | Web Conferencing/Webinar | Audio/Phone | Instant Messaging
*In response to COVID-19: some organizations may be eligible for access to free emergency remote work toolkit. Can register here.

CRM

Live Agent – $0-39/per user

Services Provided: Project Management

Information Services

Dropbox Business – $12.50-20/per user*

Services Provided: Information Storage/Sharing | Security/Encryption
*In response to COVID-19: Free Dropbox Business subscriptions for a three-month period to nonprofits and NGOs that are focused on fighting COVID-19

Genius Scan – $0

Services Provided: Information Storage/Sharing
Phone app for scanning/sending documents

Tiny Scanner – $0

Services Provided: Information Storage/Sharing
Phone app for scanning/sending documents

Project Management

Trello – $0-20.83/per user

Services Provided: Information Storage/Sharing | Project Management | Security/Encryption

Asana Project Management – $0-24.99/per user

Services Provided: Information Storage/Sharing | Project Management

Scheduling

Acuity – $0-50

Services Provided: Project Management

 

 

Back to top